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Use Klarna on Apple Pay with the Klarna Card

Want to use Klarna with Apple Pay? A Klarna Card is the solution you’re looking for! Setting up this credit-card-like payment method is done in a few seconds, once that’s done you can use Klarna anywhere you want with Apple Pay. Let’s get into it!

What is the Klarna Debit Card?

The Klarna Debit Card is essentially a virtual credit card. However, the card works a little differently from your usual credit card. You can get the Klarna Card for free with your existing Klarna account. All the purchases you make with this card will be registered in the Klarna app. You pay these bills online, and you can choose to pay immediately, in 30 days or in flexible monthly instalments.  

Can I use Apple Pay with the Klarna Card?

The Klarna Debit Card allows you to use Klarna with Apple Pay. Once you install your Klarna Card, you can add it to your Apple Wallet. This way you can pay with Klarna in any place where they accept Apple Pay: restaurants, stores, supermarkets, webshops and more. Just select the Klarna Card in your Wallet, pay, and you’re done!

How to set up your Klarna Card for Apple Pay

Ready to use Klarna with Apple Pay? We’ll tell you how to set up your card and add it to your Apple Wallet.

Get your Klarna Card

To use your Klarna Card with Apple Pay, you’ll first have to install your Klarna Card. Follow the steps below:

  1. Download the Klarna app in the App Store
  2. Complete the registration process

After this, you automatically get your Klarna Card. If you can’t complete the registration process, you might not be eligible for the Klarna Card. Check the requirements down below.

Requirements for the Klarna Card

  • You live in Germany
  • You have made at least one purchase with Klarna
  • Your account is linked to an existing bank account

Add the Klarna Card to your Apple Wallet

Follow the steps below to add your Klarna Card to your Apple Wallet:

  1. Find your card number in your account in the Klarna app
  2. Go to your Apple Wallet and click on add a new card
  3. Fill in the Klarna Card number, and you’re done!

Benefits of using your Klarna Card with Apple Pay

Using a Klarna Card with Apple Pay has lots of benefits. Check out all the perks below:

  • Pay wireless: When you add your Klarna card to your Apple Wallet, you can use the card for wireless transactions. Just tap your phone, and you're done!
  • Buy now, pay later: With the Klarna Card you can buy now, and pay your purchases back within 30 days. Buy now, and pay when it best suits you!
  • Always pay secure: With Klarna, you’re always guaranteed a safe and secure checkout!

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Frequently asked questions about Klarna and Apple Pay

Do you have any questions about using Klarna with Apple Pay? Check the frequently asked questions below.

Yes, the Klarna Card is completely free to use!

Yes, you do. When you register your Klarna Card in the app, you’ll need to link it to an existing bank account.

Depending on where you buy, you might have to pay a small fee when you pay with Klarna. The amount of the fee depends on the company you purchase at and the total amount of your order.

Yes, it is! Klarna keeps your data secure, so you’re always guaranteed a safe checkout.

There’s no exact limit to your Klarna Card, but the amount that’s available to you is recalculated in real time. This means the limit may increase or decrease depending on your spending pattern. When deciding your card limit, Klarna looks at the following factors:

  • Your credit history
  • Whether you have overdue payments
  • Your previous payment history with Klarna
  • The amount of outstanding payments you have
Got a question?
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