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How to use Klarna with Apple Pay: Buy Now, Pay Later

Klarna is now available with Apple Pay. Simply select Apple Pay as your payment method, and choose Klarna to enjoy flexible and easy payments. Want to know how to set this up? Then keep reading!

What is Klarna?

Klarna is a safe and easy payment method that allows you to buy now and pay later. There is also an option to pay in instalments if you meet the requirements.

Add Klarna to Apple Pay in 3 easy steps

Follow these three easy steps to add Klarna to Apple Pay:

Step 1: Select Apple Pay during checkout

Many shops accept Apple Pay as a payment method. So, when shopping online or in apps with your iPhone or iPad, select Apple Pay during checkout.

Step 2: Choose "Other Cards & Pay Later Options"

Before you confirm the payment, first tap ‘Other Cards & Pay Later Options’, and select Klarna as your Pay Later option. Then choose one of Klarna’s payment options, and determine how you want to pay.

If you meet the requirements, you can pay in 30 days or even in installments.

Step 3: Confirm your payment with a double tap

Authenticate your purchase using a passcode, Touch ID or Face ID, and you're done!

Mindful Shopping Tip

Before using Klarna, ask yourself: Do I really need this, or is it just an impulse buy? Delaying a purchase by 24 hours can help you make more intentional spending choices. Even though you have the option to pay later, remember—you still have to pay. Spend wisely!


The benefits of using Klarna on Apple Pay

  • ✓ Buy now, pay later – pay in 30 days.
  • ✓ Pay in instalments – decide how you want to spread the cost over time.
  • ✓ Secure payment – pay securely with Klarna's buyer protection.

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Frequently asked questions about Klarna and Apple Pay

Do you have any questions about using Klarna with Apple Pay? Check the frequently asked questions below.

Are there any fees for using Klarna with Apple Pay?

Depending on where you buy, you might have to pay a small fee when you pay with Klarna. The amount of the fee depends on the company you purchase from and the total amount of your order.

Is it safe to use Klarna with Apple Pay?

Yes, it is! Klarna keeps your data secure, so you’re always guaranteed a safe checkout.

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Note: this is not financial advice. The information on this page is provided for general informational purposes only.

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